Creditors and lenders are not responsible for correcting your credit report. You must take action to improve not only the accounts that aren’t paid but the accounts that have been paid as well. The Fair Credit Act legally allows companies like ours to manage your credit profile and ensure 100% accuracy. Credit Care Repair is here because we know life happens. Good people make mistakes, and in the process, our credit scores can suffer. Since we believe everyone deserves a second chance, let us help you to improve your credit score.